Month: May 2017

Are You a Public Adjuster Who Wants to Be Better at Helping Policyholders and Make More Money Doing So? | Property Insurance Coverage Law Blog

Most public adjusters I know love their job. They want to help policyholders. They want to make certain the insurance policy works the way intended and that otherwise overlooked benefits are paid promptly. If this sounds like you and you are a public adjuster, you owe it to yourself and your clients to attend the …

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Risks and Activities Covered by Insurance Policies | Property Insurance Coverage Law Blog

Often, your insurance policy will protect your property from loss by burglary, larceny, and other types of offenses. However, policies also contain numerous exclusions so it is important to read the small type in these policies because insurance companies often narrow these common-law offenses by placing certain requirements on the activity. For instance, the policy …

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Fair Work Amendment Bill Means New Liabilities • Employment Hero

Fair Work Amendment Bill Means New Liabilities • SRC Insurance Agency Blog

The Government’s response to 7 Eleven’s systemic wage fraud in Australia has been given the green light by the Senate.  The Fair Work Amendment (Protecting Vulnerable Workers) Bill 2021, promises to introduce new liabilities for franchisors before the end of the year. And, along with the new laws come much stiffer penalties. Significant new liabilities …

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“American Rule” Abolished in Oklahoma | Property Insurance Coverage Law Blog

Most states follow the “American Rule” when it comes to litigation. In other words, absent a specific statute or contractual provision to the contrary, each party pays their own legal costs and fees. However, the Oklahoma legislature passed, and on May 10, 2021, the governor signed into law, a bill which, in essence, abolished the …

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Innocent Spouse Ability to Recover Policy Proceeds Following Arson | Property Insurance Coverage Law Blog

In Texas, unlike some states, courts assign a minor role to public policy when interpreting insurance policies. A good example is the treatment of an arsonist’s innocent spouse. As has been described earlier, the “arson defense” permits a carrier to avoid payment upon a showing that the policyholder intentionally created a loss.1 But what about …

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