Month: April 2017

Claims Handling Requirements by State – Oregon | Property Insurance Coverage Law Blog

Next up in our state-by-state anthology of claims handling guidelines is the Beaver State – Oregon. Claims handling in Oregon is governed by the Oregon Administrative Rules. Oregon gives insurance carriers a long time to acknowledge claims as compared to many other states; in Oregon carriers must acknowledge a claim not later than 30 days …

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Analysis of HB 912 Regarding Insurance Adjusters | Property Insurance Coverage Law Blog

Analysis of the recent HB 912 regarding insurance adjusters that the Florida House passed earlier this week. SUMMARY ANALYSIS Chapter 626, F.S., regulates insurance field representatives and operations. Part VI of the chapter governs insurance adjusters. Current law provides for five adjuster licenses: public adjuster, all-lines adjuster, temporary license (all-lines adjuster), public adjuster apprentice, and …

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Claims Handling Requirements by State – Texas | Property Insurance Coverage Law Blog

I recently received a request to write about the claims handling guidelines in Texas. In the great state of Texas, the handling of insurance claims are governed by both the Administrative Code and Insurance Code. Generally, and insurance carrier may not engage in any unfair settlement practices.1 An insurance carrier in Texas must acknowledge a …

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Taxable Costs Are Capped by Insurance Policy’s Limit | Property Insurance Coverage Law Blog

Minn. Stat. § 604.18 authorizes the award of “taxable costs” when an insurer denies benefits without a reasonable basis. Earlier this month, the Minnesota Supreme Court was presented with the question of whether the award of “taxable costs” was capped by the insurance policy limit. In Wilbur v. State Farm Mutual Automobile Insurance Company,1 a …

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Essential Property Insurance Coverage Information Withheld from Consumers | Property Insurance Coverage Law Blog

An April 2021 report by United Policyholders reveals the state rankings of homeowner insurance protections that impact buying insurance. The research revealed that many major insurance companies and many states withhold coverage and policy provisions from consumers during the purchase. These same companies and states also withhold payment information. No states were awarded the five-star ranking. …

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An Open Letter About Texas Roof Insurance Claims | Property Insurance Coverage Law Blog

I sent the following open and public letter yesterday regarding Texas roof claims in response to Texas legislation which encourages insurance companies to pay less than what is owed, less than what roofing manufacturers require to be done, and encourages unsafe conditions which literally kill people: Ron and David, Most Texas insurers try to make …

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