Month: November 2015

Calculating Actual Cash Value, Part 14: Missouri | Property Insurance Coverage Law Blog

In Missouri, the terms “actual cash value” and “fair market value” are synonymous.1 When discussing the calculation of actual cash value of a claim, a question arises whether or not labor can be depreciated. In Missouri, where the language of a partial fire loss provision of an insurance policy does not allow a deduction for …

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Whole Life vs. Indexed Universal Life–Which is Better? • SRC Insurance Agency Blog

Podcast: Play in new window | Download When it comes to battles in the life insurance world, none rivals the one that exists between those squarely in favor of whole life insurance always being the best option versus indexed universal life insurance. And it’s a debate and/or fight that mostly serves to confuse consumers. So, …

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