Month: November 2013

Examinations Under Oath of Multiple Parties for the Same Claim | Property Insurance Coverage Law Blog

When an insurance company requests an Examination Under Oath of multiple parties in the same claim such as a husband and a wife, it has been my practice to have spouses attend each other’s Examination Under Oath absent a policy provision in the insurance contract that prevents this practice. I find that this relaxes the policyholder …

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2013 Hurricane Season Officially Ends–Prognosticators Flunk | Property Insurance Coverage Law Blog

Hurricane prognosticators have hit an embarrassing low in 2013. Zero, zip and nada is what happened. They predicted just the opposite with at least 11 major storms predicted to strike. Shaun Marker noted the high predictions in Kloztbach and Gray Predict Hurricane Season Well Above the Historical Average for the Last Century. Zac Anderson of the …

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Happy Thanksgiving From SRC Insurance Agency Blog | Property Insurance Coverage Law Blog

Established in 1985, SRC Insurance Agency Blog is a leading insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies. Property insurance law is a highly complex and specialized area of law and our firm represents policyholders when claims are denied, delayed or underpaid. Call Us: 877-449-4700 MerlinLawGroup.com

Can an Insurer Raise an Exclusion After the Denial Letter? | Property Insurance Coverage Law Blog

Is an Insurer’s right to raise a policy exclusion waived when it fails to identify the exclusion in its denial letter or disclaimer? Not in New York. In fact, this is the case in most jurisdictions. Generally, the doctrines of waiver and estoppel are not applicable in the context of coverage of policy risks which …

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What Constitutes a Total Loss in Virginia? | Property Insurance Coverage Law Blog

Late last night, I was watching Bizarre Foods, one of my favorite shows on television. For those who are not familiar with the show, it follows a plump bald headed guy who travels all over in search of interesting eats. The episode I was viewing featured the State of Virginia. Apparently, the cicada (a winged …

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