Month: March 2012

Do I Need D&O Insurance Or Professional Indemnity Cover?

Do I Need D&O Insurance Or Professional Indemnity Cover?

There are various types of professional insurance coverage which you may want to consider for your business and its employees, executives, board members, and shareholders. Two of the main types of this coverage available are Directors and Officers insurance, commonly referred to as D&O insurance, and professional indemnity insurance cover. You should determine which is …

Do I Need D&O Insurance Or Professional Indemnity Cover? Read More »

Do Disclaimers Negate the Need For A Public Liability Insurance Quote?

There are many types of insurance policy that modern businesses can use and while insurance premiums may seem like a monthly outgoing that you can do without, it can prove a lot more costly if you do not have insurance in place when you need it. It is a common misconception that waivers and disclaimers …

Do Disclaimers Negate the Need For A Public Liability Insurance Quote? Read More »

Avoiding Statute of Limitations Running in Hawaii Means Filing Your Lawsuit within Two Years From the Date of Loss, Part 2 | Property Insurance Coverage Law Blog

In my last blog, I discussed how the March 1998 decision of Christiansen v. First Insurance Company of Hawaii, Ltd., confirmed that a lawsuit in Hawaii against an insurer for breach of contract and the tort of bad faith is subject to the two year limitations period imposed by H.R.S. 657-7. Hawaii cases show that plaintiffs …

Avoiding Statute of Limitations Running in Hawaii Means Filing Your Lawsuit within Two Years From the Date of Loss, Part 2 | Property Insurance Coverage Law Blog Read More »

How Will Public Liability Insurance Protect Me?| SRC Progressive Commercial Business Insurance Agency

A public liability insurance quote can provide you with access to highly beneficial insurance; insurance that is often deemed a necessity, although this depends on the circumstances and nature of your business. Just purchasing public liability insurance does not give you an all encompassing insurance package and while it may protect against damage and injuries …

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New York Policyholders Prevail after Insurance Company Alleges Material Misrepresentation | Property Insurance Coverage Law Blog

Suffering a fire loss to your home can be devastating. I have listened to policyholders questioned in trial and deposition about these types of claims. Sometimes, insureds have lost everything but the clothes on their backs, and many times in cases of a total loss, the policyholders will describe the items that can’t be replaced- …

New York Policyholders Prevail after Insurance Company Alleges Material Misrepresentation | Property Insurance Coverage Law Blog Read More »

Part III: Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters | Property Insurance Coverage Law Blog

Proposed Colorado Senate Bill No. 38 “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Property” is sponsored by Democratic Senator Tochtrop and Republican House Representative Vaad. As discussed in prior posts, although the bill purports to provide consumer protection against unscrupulous roofers, the bill would actually hurt …

Part III: Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters | Property Insurance Coverage Law Blog Read More »