Month: December 2011

Protect your business with retail insurance from SRC Progressive Commercial Business Insurance Agency

2011 has been an eventful year for the retail industry, and indeed, for many shop owners, it has been a very trying one. From the English riots to the recent publication of government research that has found that a third of high streets are “degenerating or failing”, there has certainly been no shortage of discouraging …

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The Effect of Noncompliance: Is Your Claim Barred if You Fail to Submit a Proof of Loss? | Property Insurance Coverage Law Blog

Florida law is not settled regarding noncompliance with conditions precedent to filing suit under an insurance policy, including whether a policyholder’s failure to submit a proof of loss bars the claim. Under one theory, if a policyholder fails to submit the required proof of loss altogether and then files suit, the claim may be barred …

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What is a Proof of Loss and Are You Required to Submit One? | Property Insurance Coverage Law Blog

Homeowners policies usually require policyholders to provide information supporting their claims and the amount of the loss, upon the insurer’s request. This document, referred to as a “proof of loss,” may require the policyholder, to set forth under oath the time and cause of the loss, identification of all who have an interest in the …

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Is Safeco “Hiding the Ball” ? | Property Insurance Coverage Law Blog

When evaluating the various bad faith allegations that can be asserted against a carrier, a number of things come to mind. Some of my prior posts addressed programs that are implemented to reward insurance company adjusters for paying less on claims. Some of my posts addressed how policyholders are subtly, if not overtly, discouraged from …

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Capital Allowances on Commercial Property – Have you claimed yet?

In tough economic times every business should be maximising their revenue and managing costs appropriately. One area that has been under the microscope for some time is that of retrospective capital allowances on commercial property and furnished holiday lets. What are capital allowances? In simple terms, capital allowances is a mechanism by which the HMRC …

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