Month: November 2011

Earthquake Insurance Coverage in California is not covered under the "All Risk" Policy | Property Insurance Coverage Law Blog

Earthquake Insurance Coverage in California is not covered under the “All Risk” Policy | Property Insurance Coverage Law Blog

California is prone to natural disasters. Just this last Sunday, Southern California was pummeled with rainstorms that drenched the area with intense downpours throughout the day. In Los Angeles County, evidence of this is all over as the affluent neighborhood of Hancock Park found itself underwater in various residential pockets. Even boutique stores along the …

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Is Ensuing Mold Damage Covered? – Breaking Down Your Homeowners Insurance Policy | Property Insurance Coverage Law Blog

Property policies usually include a mold exclusion. Water damage, however, is a commonly covered “cause of loss.” Mold growth and water infiltration have a close causal tie, and there has been a raging dispute in the industry over whether property policies respond to mold losses when water infiltration, a covered cause of loss, caused or …

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