Month: August 2011

Deconstructing the All-Risk Policy: The Smog, Smoke, Vapor, or Gas Exclusion (Part 2) | Property Insurance Coverage Law Blog

Last week I wrote about the smog, smoke, vapor, or gas exclusion and gave an example of how some courts hold that invisible vapors are not included in the common definition of “smoke.” As promised, this week’s post illustrates that other courts feel invisible vapors are included in the definition of “smoke.” In Henri’s Food …

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Colorado Courts Require Disclosure of the Attorney’s File When the Attorney Acts as an Insurance Adjuster | Property Insurance Coverage Law Blog

In nearly every bad faith case filed against an insurance company, the policyholder serves the insurer with discovery requests demanding a copy of the claims adjustment file. Often, the insurer’s lawyers produce some of the claims file, but object to disclosure of any documents, emails, etc., that were sent to or from an attorney. In …

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Deconstructing the All-Risk Policy: The Smog, Smoke, Vapor or Gas Exclusion | Property Insurance Coverage Law Blog

Continuing my breakdown of common all-risk insurance policy exclusions, I turn this week, to the smog, smoke, vapor or gas exclusion. While one might think that this type of exclusion would apply only to industrial or commercial properties, it can apply to homeowners’ claims as well, and it is important for all policyholders to understand. …

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Business Insurance – SRC Progressive Commercial Business Insurance Agency

Insurance industry sources have already predicted that the riots spreading across the UK could cost the insurance industry up to £500M in claims. This may be damaging to the insurance industry as a whole but it will continue, the same may not be able to be said if the business making the claim is yours …

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