Month: January 2011

Does Accepting Flood Policy Limits Amount to an “Admission” that Hurricane Damage was Solely Caused by Water? | Property Insurance Coverage Law Blog

My past few hurricane blog posts have been discussions of the issues raised in the recent Florida state court case of Citizens Property Ins. Corp. v. Ashe, No. 1D09-1546, 2010 WL 4628915 (Fla. 1st DCA Nov. 17, 2010). To refresh your recollection, Ashe was a case in which a homeowner’s property was damaged by a …

Does Accepting Flood Policy Limits Amount to an “Admission” that Hurricane Damage was Solely Caused by Water? | Property Insurance Coverage Law Blog Read More »

Considerations for the Hospitality Industry – Understanding Business Interruption Claims, Part 58 | Property Insurance Coverage Law Blog

Maximizing recovery after a catastrophic loss requires expertise in preparing hospitality business interruption claims, combined with a thorough understanding of the hotel’s unique market and operation. In an article published by IRMI on “Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?,” Michael Spear and Christopher Brophy explore certain issues that are typical in …

Considerations for the Hospitality Industry – Understanding Business Interruption Claims, Part 58 | Property Insurance Coverage Law Blog Read More »

Mediation Tips from Experts can help Public Adjusters | Property Insurance Coverage Law Blog

This week, I attended the Twelfth Annual WINSTORM Insurance Conference in Houston, Texas. This year’s conference was held at the perfect location in Houston- the Hilton Americans. The Tort Trial and Insurance Practice Section of the American Bar was the co-sponsor and continuing education credits were offered to adjusters and attorneys in various states. This …

Mediation Tips from Experts can help Public Adjusters | Property Insurance Coverage Law Blog Read More »

A Wisconsin Policyholder’s Success in a Bad Faith Lawsuit Against Safeco, Part IV | Property Insurance Coverage Law Blog

I am picking up were I left off last week in my post titled A Wisconsin Policyholder’s Success in a Bad Faith Lawsuit Against Safeco, Part III, discussing a favorable bad faith decision against Safeco. My posts over the course of the last few weeks addressed the grounds upon which Safeco denied the Millers’ claim …

A Wisconsin Policyholder’s Success in a Bad Faith Lawsuit Against Safeco, Part IV | Property Insurance Coverage Law Blog Read More »

The Fantastic Adjuster | Property Insurance Coverage Law Blog

In a few hours, I will become the President of the Windstorm Insurance Network. The 12th Annual Windstorm Conference has provided some impressions and reminded me of the silent majority of insurance adjusters who go about their jobs providing peace of mind and certainly overpaying parts of claims. The modern all risk insurance policy provides many …

The Fantastic Adjuster | Property Insurance Coverage Law Blog Read More »

Senator Calls New Insurance Laws Deadly and Scary | Property Insurance Coverage Law Blog

Florida Senator Mike Fasano is not afraid to talk about the elephant in the room. Yesterday, he called the proposed insurance bill “scary.” A blog in the Miami Herald, Fasano: Why debate sinkhole coverage if no one will provide it anymore? reported: [T]his bill, he said, is deadly to consumers. A bill like this, he said, …

Senator Calls New Insurance Laws Deadly and Scary | Property Insurance Coverage Law Blog Read More »

Where the Duty of Good Faith and Fair Dealing Arises in Texas | Property Insurance Coverage Law Blog

As many of you know, an insurer has an obligation to deal with its insureds in a fair manner and in good faith. Many insurance policies detail these obligations, leading many to believe that an insurer’s good faith duties arise through the underlying insurance policy. However, as the Texas Supreme Court noted in the case …

Where the Duty of Good Faith and Fair Dealing Arises in Texas | Property Insurance Coverage Law Blog Read More »