Month: September 2010

Who has the Burden of Proof Regarding Damages in Texas? | Property Insurance Coverage Law Blog

When a home or business is damaged by a covered peril (windstorm, fire, hail, etc.), the insured typically makes a claim with its insurance carrier. The insurance carrier then sends either an insurance adjuster or an independent adjuster to estimate the damage and issues a check to the insured. From this common scenario, it would …

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An Insurer’s Use of an IME Can Serve as Evidence of Bad Faith Against the Insurer | Property Insurance Coverage Law Blog

Expanding on last week’s blog, Did You Know That An IME Provider Can Be Liable To The Insured, I want to show how an insurer’s use of a medical provider to conduct an independent medical examination can serve as evidence of bad faith against the insurer. Hangarter v. Provident Life and Accident Ins. Co. and …

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