Month: December 2008

Hurricane Models Not Performing | Property Insurance Coverage Law Blog

Karen Clark and Company has recently published findings indicating that the insurance industry’s revised hurricane damage models have not performed well over the past three years. Their conclusion is: “Three years into the application of near term hurricane models, the model predictions have not performed well. While all three major catastrophe modeling companies predicted significantly elevated hurricane …

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The 2009 Windstorm Insurance Conference | Property Insurance Coverage Law Blog

If you are involved in hurricane claims in any manner, you need to register and go to the Windstorm Insurance Conference. It will be held from January 25 through 28 in Orlando, Florida. The Windstorm Insurance Conference was founded nearly a decade ago by insurance defense attorney, Janet Brown. Her law firm biography does not do …

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Chubb Calls Competitors Cheap And Unfair | Property Insurance Coverage Law Blog

We rarely find ourselves going after Chubb for underpaid policyholder claims because they sell a great insurance product and usually pay claims. If all insurance companies sold a product that was drafted with full replacement coverage and fewer exclusions and trained their claims adjusters to look for ways to pay claims, our law firm would be …

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FTC Investigates Homeowner Insurers For Possible Discrimination | Property Insurance Coverage Law Blog

On December 23, The Federal Trade Commission issued Orders to nine homeowner carriers regarding their use of credit scores. The Order applies to the latest nine Homeowner insurance companies, which comprise over 60% of the homeowner insurance market share. This investigation is important in the homeowner arena because of “redlining” laws that prohibit insurance companies from …

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Influence And Persuasion, Part 2 | Property Insurance Coverage Law Blog

As indicated in my previous blog, everybody can benefit from understanding some basics of intellectual influence. While my speech was given to trial attorneys who typically represent people against insurance companies, anybody can use them, and should, if they want better results with dealing with people who have different views. Some may question why I would …

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Moving From Insurance Regulator Of State Farm To State Farm’s Counsel | Property Insurance Coverage Law Blog

I met Ralph Nader in San Diego about a decade ago. He remarked that a major problem with Departments of Insurance is that most have a revolving door to and from the insurance companies they supposedly regulate. Nader implied that unless laws prevent insurance companies, their vendors and law firms from hiring those who supposedly …

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Effective Endgame Communications | Property Insurance Coverage Law Blog

Most cases resolve before a trial. While thorough preparation for trial is paramount, most of our policyholder clients want a resolution as quickly as possible and for a much as possible. Settling a case for less than its value is an easy way to get a quick resolution. Settling a case for more than its …

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