Month: November 2008

Are Insurance Fraud Statistics Fraudulent? | Property Insurance Coverage Law Blog

For years, a colleague of mine, Eugene Anderson has questioned whether the insurance industry is involved in a conspiracy against its own customers by claiming that a sizable portion of them are involved in insurance fraud. The  insurance associations claim an enormous amount of insurance fraud is committed every year.  For example, the Insurance Information …

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A Chance For Mississippi Courts To Get It Right | Property Insurance Coverage Law Blog

On Tuesday, we filed an amicus brief in the Corban v. USAA case. A copy of it is here for anyone to view. This case is important because the Mississippi Supreme Court is going to rule on how anti-concurrent causation language is interpreted. Previously, only federal courts have made such rulings. Mississippi Court’s ruling is …

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What Do Katrina, Ike, And The California Wild Fires Have In Common? | Property Insurance Coverage Law Blog

As the New York Times explained, mobile homes burn easily. Governor Arnold Schwarzenegger called for a review of building standards following the complete destruction of 500 manufactured homes in the Oakridge Mobile Home Park. California building officials have noted that building regulations must be strengthened to account for the wildfire hazards in California. Regulators asking …

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Citizens Gives Business Away | Property Insurance Coverage Law Blog

As a member of the Citizens Task Force, I am charged with trying to find suggestions for Citizens to become less competitive with private industry. At the end of the first meeting, one obvious, but possibly not appreciated answer, is to raise rates. Charging more money for the same product and service would be less …

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Post Ike Stress | Property Insurance Coverage Law Blog

Reporter Robert Stanton ran a story in last Thursday’s Houston Chronicle about his non-medical diagnosis of “Post Ike Stress Syndrome.”  While he noted that Ike was not the first Galveston storm he has been through, he wrote that significant visual reminders of “lives torn asunder” were beginning to take their toll on the most steadfast of …

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A Few Bad Apples | Property Insurance Coverage Law Blog

Public insurance adjusters are hated by most insurance companies. Many insurance claim executives and adjusters have told me in candid moments they believe that many public adjusters engage in borderline, if not outright, fraudulent activity to increase the amount of the claim. Those same claims executives and adjusters are upset when we prove their insurance company representatives improperly …

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