Month: June 2008

Public Adjusters, Part Two | Property Insurance Coverage Law Blog

Some of the interesting changes in the public adjuster trade are the increased requirements to obtain and maintain a license.  This past legislative year, the Florida Association of Public Insurance Adjusters (FAPIA) lobbied for and obtained an apprentice period as well as specific continuing education requirements for public insurance adjusters.  Some may be surprised that …

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Public Adjusters – Part One | Property Insurance Coverage Law Blog

Last week I attended the National Association of Public Insurance Adjusters (NAPIA) Annual Convention in Chesapeake Bay, Maryland.  Tuesday I spent most of the afternoon with the Board of Directors for the Florida Association of Public Insurance Adjusters (FAPIA) in Ft. Lauderdale.  I have been going to NAPIA conventions since I first spoke to that …

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Large Insurers Continue To Withdraw From The Risk Business | Property Insurance Coverage Law Blog

Best is reporting that State Farm continues to retreat from the insurance business in Mississippi.  The headline suggests that State Farm merely canceled policies, but the article reveals that State Farm canceled 900 policies, and changed the terms of 5,000 more customers by refusing to insure for wind peril. As I have explained, our largest …

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Insurance Surcharge No Big Deal | Property Insurance Coverage Law Blog

The Tampa Tribune and St. Petersburg Times ran front page articles regarding a surcharge being made to all policyholders in Florida.  The cost for a typical policyholder with a $1,000 to $1,500 premium is $30 to $40. This morning I spent nearly $90 to fill my car’s gas tank.  Not that long ago, it cost about $60.  …

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100,000 Policies Move Out of Citizens | Property Insurance Coverage Law Blog

Kevin McCatry, of the Office of Insurance Regulation, announced that six fairly obscure insurance companies have taken the insurance for 100,000 risks which were previously underwritten by Citizens Property Insurance Corporation.  The good news for consumers is that their new insurance carriers are insuring them for the same or better coverage and for the same …

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First Day of Hurricane Season and the First Named Storm is History | Property Insurance Coverage Law Blog

Tropical Storm Arthur starts off the 2008 hurricane season with some early inning excitement.  In my line of work, I am always asked during the summer months how many hurricanes there will be and where they will hit.  The newspapers are full of stories from meteorologic prognosticators regarding these events.  I simply reply it is …

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